ILP Regular Cash Calculator | Manulife InvestReady III

Annual Premium

SGD

RC Goal(target annual Regular Cash)

SGD

= $6K/month — requires account of $1000K

Expected Annual Return(12%)

1%20%

RC Distribution Rate(7% of account/yr)

1%15%

RC Mode

RC paid out annually — units redeemed from account each year

Years to Project(15 years)

1 yr30 yrs

RC goal of $70K/yr not reached within 15 years

Year 15 Account Value

$351K

Projected fund value

Year 15 Annual RC

$26K

$2K/month

Total Premiums Paid

$1.1M

15 years × $70K

Total RC Received

$198K

Over 15 years

RC Goal Progress (Year 15)

38%

$26K/yrGoal: $70K/yr

Projection Analysis

Account Value (fund growth)Annual RC (7% distribution)

Projections are illustrative only and based on assumed fund returns. Actual returns depend on fund performance, which is not guaranteed. Past performance is not indicative of future results. RC (Regular Cash) distributions are based on selected distribution-class funds within Manulife InvestReady III and may vary. Consult a licensed financial advisor before making investment decisions.